Guide to Small Business Bank Loans

Bank Loans 101 Your roadmap through small business lending
  • Term Loans

    Known as a traditional or commercial bank loan. These loans have historically been the best and easiest way for a small businesses.

  • SBA Loans

    The Small Business Administration (SBA) is a government organization designed to help small businesses find financing.

  • Business Line of Credit

    Business lines of credit provide an approved borrowing limit, supplying funding that can be used for a variety of business expenses.

  • Business Leasing

    Consider the benefits of leasing in comparison to buying your equipment outright, or financing a purchase.

  • Business Credit Cards

    A business credit card can be a valuable revolving line of credit that can increase your company's purchasing power.

  • Bridge Loan

    In the event of an unexpected cash crunch, business owners have the alternate form of funding known as a bridge loan.

Learn about Venture Capital

Venture Capital

Money provided by investors to startup firms and small businesses with perceived long-term growth potential. This is a very important source of funding for startups that do not have access to capital markets. It typically entails high risk for the investor, but it has the potential for above-average returns.Best use for Venture Capital is varied. From financing product development to expansion of a proven and profitable product or service.

Read more about Venture Capital

What is Alternative Financing

Alternative Financing

The credit binge and the crash that followed have left entrepreneurs in a bind. Banks, faced with rising defaults, dramatically tightened lending standards to reduce their risk. Enter the alternative finance companies. They include asset-based lenders (which make secured loans for purchases of equipment or inventory), factors (which buy unpaid invoices at a discount), and merchant cash advance providers.

Read more about Alternative Financing

Angel Investing

Angel Investing

Angels are wealthy individuals who invest funds in early-stage companies. The amounts often range from $25,000 to $50,000 per deal. Over the past decade, angel investors have formed angel groups that meet either monthly or quarterly - and pool together their deal flow, resources, and capital.

Read more about Angel Investing

Crowd Funding

Crowd Funding

Crowd funding describes the collective cooperation, attention and trust by people who network and pool their money and other resources together, usually via the Internet, to support efforts initiated by other people or organizations. Crowd funding occurs for any variety of purposes, from disaster relief to citizen journalism to artists seeking support from fans, to political campaigns, to funding a startup company or small business or creating free software.

Read more about Crowd Funding

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